How To Build A Tiny House: Step-By-Step Guide – Zing! Blog by Quicken Loans
How To Build A Tiny Home
Building a tiny house can initially feel overwhelming, but with these simple steps, you’ll see that it can be manageable.
Step 1: Choose A Type Of Tiny House
Before starting construction, it’s important to determine your needs in a home. Prioritize those first, then move on to your wants.
Decide On A Tiny House That Meets Your Needs
As you think about your home’s necessities, consider the following:
- Building on wheels if you’ll travel often
- Consider living off-grid for more sustainability and privacy
- Think about the features you must have in your home for safety, comfort and accessibility
- Consider paring as many items as possible as a part of your downsizing process
Figure Out Your Floor Plan
As you prepare your floor plan, picture yourself in the home and think about how you feel. If you want to physically see how tiny the area is, tape it out on the floor with painter’s tape. Mark the exact square feet of important rooms like the kitchen to ensure it provides enough space.
As you create the floor plan of your tiny house, don’t forget about living space. Think about where you and maybe another person will spend most of your time, and account for the time you’ll need apart.
When preparing your tiny house design, check with the local building codes to ensure you meet the requirements.
Step 2: Buy Land For Your Tiny House
If you’re not building a tiny house on a mobile platform, you’ll need land. Unfortunately, since land is a finite resource, finding the land you want can be one of the hardest parts of the building process.
When you find land, you must either pay for it in cash or get a land loan to buy the property for your tiny house. Financing terms are stricter with land loans because there isn’t much collateral for the bank to use if you default. However, if you have solid plans to build on the land immediately, it can be easier to secure financing. Not all lenders offer land loans, so you may have to do your research. Rocket mortgage® doesn’t offer land loans at this time.
Check Local Laws
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